Some like it contemporary while others might be more convinced by an Old Master, but whatever your taste in art, what stays the same is the need to ensure your home insurance will cover you in the event that any of your art is stolen or damaged. You won’t want to hide your art away which is why Hiscox Home Insurance provides art insurance as standard.
Our Home Insurance will pay out the market value for each piece of art whether it’s lost, stolen or accidentally damaged*, which means you don’t necessarily have to take out separate fine art insurance. A Hiscox home contents policy goes further and we’ll automatically cover new items you’ve bought, or for that unexpected inheritance, for up to sixty days.
Why you might need art insurance
- Whether you own paintings, sculptures, or photographic prints for example, your art collection is probably worth more than you think and may not be covered by your existing home insurance
- You might have recently inherited or been gifted some valuable art pieces
- You would prefer to display your art in your home to enjoy it rather than hide it away in a safe.
How Hiscox Home Insurance cover protects your art
- *Valuable items such as paintings, photographic prints and other art pieces are covered as standard under a Hiscox Home Insurance policy (as long as the total amount insured for valuables covers them)
- There is no need to list items of your art individually
- Newly acquired art is covered automatically for up to 60 days, or for longer periods at an additional premium when you increase the total amount of your contents cover.
If the unfortunate should happen and you suffer a loss, our efficient UK-based claims team, highly experienced in dealing with art related claims, will provide you with the relevant expertise you need. In the event of accidental damage for example, you would swiftly be put in touch with a professional restorer. Paints a nice picture doesn’t it?
To find out more about Hiscox Home Insurance with art insurance as standard, see our policy documents >
