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Public and employers’ liability business insurance protects you, or one of your employees, if your business is sued by a member of the public for causing accidental personal injury, illness or property damage.

Professional indemnity business insurance protects you if a client loses money through a mistake you have made. It will cover the cost of damages, or correcting your actions, or may pay for the fees a client is no longer willing to pay.

All risks cover (flood, fire, theft and accidental damage), for your office buildings and office contents (e.g. computer equipment, documents and furniture).

Personal accident business insurance will pay your business a weekly benefit while you or your key employees are unable to work after an accident, or a lump sum if they are permanently disabled.

E-risks business insurance covers losses arising from your use of the internet and email. It includes damage caused by viruses, hackers and electronic ID fraud.