Hiscox Management Liability Insurance

Our portfolio is specially designed to cover both the public and employees in your business, available exclusively through our brokers.

With Hiscox you can be confident, knowing that our management liability insurance portfolio can protect the financial wellbeing of both your company and the personal wealth of your directors in situations like these:

a Health & Safety investigation following injury to an employee leading to substantial legal costs
an allegation of sexual harassment, which results in legal costs and a potentially sizeable award
fraudulent employee activity, leading to a significant gap in your cash flow

Highlights of the Management Liability Insurance Portfolio include:

Directors’ And Officers’ Liability

This covers your personal wealth for defence costs incurred during a claim and awards made against you. For example:

claims by investors or other shareholders (including other directors)
defence costs and awards of claims arising from your personal involvement with the administration of any company pension

Employment Practice Liability

This covers your company and your employees against defence costs and awards of employment claims arising, for example:

from allegations of sexual harassment or wrongful dismissal by employees
from allegations of incorrect selection for redundancy

Corporate Legal Liability

This covers your company against defence costs and awards associated with events such as:

allegations you have breached regulations, for example Tax, Health & Safety or Trading Standards
claims by investors or shareholders
direct financial loss from employee dishonesty