As a self-employed trainer you are providing a professional service. It is therefore important to ensure you have the right insurance protection in place to protect you against the risks you face in this profession, such as defamation claims or loss of client data.
Hiscox insures over 100,000 small business professionals and was awarded ‘Best Small Business Insurance Provider’ in the Start Your Business awards 2009 and 2010. We have developed a range of flexible covers so you can design a policy to suit your individual needs.
The products mentioned below are suitable for professional, business and first-aid trainers. If you are a personal or physical trainer looking for insurance, please see our complementary and beauty therapy insurance for more details on how we could protect your business.
Professional indemnity insurance
You may feel confident in your work, but any business providing consultancy or inspection services is vulnerable to claims of negligence. Professional indemnity insurance will help protect you if a claim is brought against you, whether or not it is founded. It can also offer protection for claims of defamation or loss of data.
Our professional indemnity insurance policy for other professionals is specially designed to cover a range of business activities, including training.
More about Hiscox Professional Indemnity Insurance for other professionals >
Liability insurance
Despite your best intentions, accidents do happen and if it occurs as result of something you have done then a client or member of the public can claim against you for compensation. As a trainer you may work in a variety of locations, but a simple mistake such as spilling a drink on a computer would make you liable to pay damages.
More about Hiscox Liability insurance >
Personal accident insurance
What would you do if you couldn’t work as a result of an accident? Hiscox Personal Accident Insurance can help protect your income by providing a weekly sum to your business.
More about Hiscox Personal Accident Insurance >
Office insurance
Our office policy protects home or office-based professionals if your business equipment is accidentally damaged, lost or stolen. If you’re out and about a lot with your work, you could also consider adding on cover for portable equipment (e.g. laptops).
We also offer employers’ liability and e-risks insurance, designed specifically for professionals. You can add our different covers together to create one simple insurance policy for your business, and then pay by interest-free Direct Debit instalments.
Need more help?
Call us on 0845 213 8900 if you have more than seven employees or your turnover exceeds £750,000.
