Hiscox E-risks Insurance protects your business against many of the risks arising from using the internet. Our e-risks policy has been designed with the needs of the small business in mind and covers damage caused by viruses, hackers and electronic identity theft.
Our e-risks insurance policy protects you against risks such as:
Risk
Example
Virus damage
A virus destroys your system. We can help you rebuild your computer system or website following damage and restore your data.
Hacker attack
A hacker damages your website. We will pay to repair it, or may pay a ransom if a hacker is threatening to damage your site.
Infringement of intellectual property
You accidentally infringe a trademark on your website. We will cover compensation you have to pay.
Online identity fraud
A third-party has fraudulently used your online identity to enter into a legal agreement. We pay costs incurred up to £10,000.
System suspended
Your computer system is frozen during an official investigation by the police following a hacker attack. We pay for you to hire computer equipment to keep your business running.
Theft of data
A hacker collects customer data from your system and then uses it to email your customers. We will cover compensation you have to pay.
You can choose from different levels of cover to ensure you get the right protection for your business. When working out the amount of cover you need, you should consider:
the size of your business
your dependence on computer systems
the amount of email use in your day-to-day business activities
Call us on 0845 213 8900 for more help if you have more than seven employees, or your turnover exceeds £750,000.
