We have updated our website to provide you with information on the way we use cookies to provide you with insurance quotes and improve the services we offer. If you continue without changing your browser settings, we'll assume that you are happy to receive all cookies on the Hiscox website.

Hiscox  >  Business insurance

Business insurance

Hiscox insures more than 150,000 small businesses and has won Best Small Business Insurance Provider in the Start Your Business Awards for the last five years in a row. We work hard to understand the risks your business may face, so you can choose insurance that's right for you.

For further help
contact us on:
0845 213 8900 Mon - Fri, 8am to 7pm

Tailor your business insurance quote

Professional indemnity insurance

Professional indemnity cover can help protect you if claims are brought against you by a client because of a problem with work you have done for them. Despite your best intentions, mistakes can happen and if a client challenges your work, professional indemnity insurance could protect you if you were sued.

Public & employers liability insurance

Public liability insurance covers you for claims made against your business by a client, contractor or member of the public for accidental injury or property damage. Employers' liability protects you if an employee is injured and your business has been negligent.

Office insurance

Whether you work from home or an office premises, office insurance protects your office contents. With our flexible office policy, you can also cover portable equipment such as laptops, business interruption, buildings damage and legal expenses.

E-risks insurance

E-risks insurance protects your business against losses arising from your use of the internet and email. It includes damage caused by viruses, hackers and electronic identity fraud.

Personal accident insurance

Personal accident cover will pay your business a weekly sum if you, or a key employee, are unable to work after an accident, or a lump sum if permanently disabled.

Professional indemnity

  • Protects you if a client makes a claim against you due to problems with work you have done for them
  • Profession-specific policies designed to cover the risks you face in your industry
  • Flexible policies so you can change your level of cover at any time to suit the projects you're working on

More information on professional indemnity insurance>

Public and employers' liability insurance

  • Covers you when you have to pay compensation for an accident and your business is at fault
  • Protection for claims made by a client, contractor, member of the public or an employee
  • Protection both within and outside the workplace

More information on liability insurance>

Useful information. Click to read more tips and guides.

By understanding the needs of SMEs, Hiscox are able to offer you insurance products to suit the risks you face as a small business. We work with a range of organisations to better understand the rewards, challenges and day-to-day responsibilities of running your own business.

Hiscox client feedback. Click to find out more.